Archives For priorities

Breaking Bad

June 26, 2014 — 3,671 Comments

Have you ever wondered what a life spent chasing money looks like? Watch “Breaking Bad” and you will quickly get an idea of the damage you do to yourself and to others if you choose money above other more valuable items such as reputation, relationships and impact on others.

Continue Reading…

Manage Well

February 18, 2014 — 3,409 Comments

You have the same amount of hours in a day as Nelson Mandela, Abraham Lincoln and Eleanor Roosevelt. It’s all in how you manage your resources (money or career or skills or time or fill-in-the-blank) that shows the difference between reacting and being proactive. If we plan how to best use our resources,  Continue Reading…

Free Cell Phone – really?

December 19, 2013 — 366 Comments

So the morning headline was “FREE CELL PHONE FOR STUDENTS” – sounds like a good deal, right? I thought so too until I started reading the fine print:

1 – You have to purchase a cell phone from this electronics store at full price. This isn’t a deal breaker for me, but it requires some up front cash.
2 – There is a small monthly charge to administer the account, and there is a dangerous overage charge for the data plan (unless you are a very light data user).
3 – You may want to consider before upgrading your student to a smartphone that requires a data package. Simplicity, like a cell phone that only talks and texts, can be a fine gift.

Consider carefully what kind of cell phone is truly a “gift” and what kinds might set a young person up to overspend.

Typically, in your household budget, fuel costs are your biggest fluctuating expenses. You use your car to get to work and meet family obligations. You use your mind and body to serve well at work and at home, so let’s fuel your physical as well as we fuel your vehicle.

This is part 4 of a 4 part series on using a slow cooker to create meals at very low cost and small time investment. Whether you are a family of 6 or a family of 1, the principles stay the same: cooking at home saves you money. Merry Christmas! You get two recipes for the “price” of one post: BBQ Pulled Pork and Salsa Chicken.

At this time of year, spiral cut ham and frozen turkeys are mainstays to holiday celebrations. Prime cuts of meat are also expected to sell well (prime rib, ribeye, pork loin, etc). Watch for when the meat manager at your favorite grocery store throws on sale Pork Shoulder (aka “Boston Butt” or “Picnic” cuts). This cut of meat has good fat marbling and is hard to overcook or dry out in your slow cooker.

Ridiculously Easy Pulled Pork

One Pork Shoulder
1 bottle BBQ sauce of choice (If you will be serving with onions and pickles, go for a Hickory or Honey Mustard variety. If you’re serving it straight up, go for whatever suits your fancy.)

Put in your slow cooker for 6 – 8 hours on low. Let cool for a few minutes, then shred with two forks or chop with a good sharp knife. It’s ready to serve when your sandwich buns are lightly toasted or your baked potatoes are begging for a topping of this good stuff.

Variations:

http://allrecipes.com/video/670/slow-cooker-pulled-pork/

http://www.foodnetwork.com/recipes/food-network-kitchens/slow-cooker-pulled-pork-sandwiches-recipe/index.html

 

Salsa Chicken

This works great with chicken breasts or chicken thighs – whatever your preference or what is on sale.

2 – 3 lbs. chicken
1 can reduced sodium Cream of Mushroom soup, plus milk as directed on can
Taco Seasoning (create your own mix or use a packet)

Put in your slow cooker for 6 hours on low, come home to a fabulous smelling home and serve this main dish with rice or pasta plus your favorite veggie side.

Variations:

http://www.skinnytaste.com/2013/10/embarrassingly-easy-crock-pot-salsa.html

http://recipes.sparkpeople.com/recipe-detail.asp?recipe=871817

 

Whether you are an experienced cook, or you are just getting started, enjoy these recipes! When you have a success, call me and let’s celebrate your physical and financial health. – Julia, 817 999[2748]

Home Buying Resources

November 5, 2013 — 382 Comments

Educate yourself on what to expect in different areas as you consider who to hire as your real estate professional. Would you like to discuss these options and more? Contact Julia and get your consult scheduled

 

 

Typically, in your household budget, fuel costs are your biggest fluctuating expenses. You use your car to get to work and meet family obligations. You use your mind and body to serve well at work and at home, let’s be sure to fuel our physical as well as we fuel our vehicle.

This is part 1 of a 4 part series on using a slow cooker to create quality meals at low cost, and minimal time investment. Whether you are a family of 6 or a family of 1, the principles stay the same: cooking at home saves you money.

Sausage and Lentil Soup Continue Reading…

15 of the top financial coaches put their heads together to create a resource for you and your family. Visit www.mymoneywellness.com. Then email me and let’s get the process started –

 

 

The conversation continues between Taras and Julia as we seek to help you make the best decision possible as you purchase your first home.

Below is an English Transcript of our conversation of getting pre-qualified for a home purchase. Contact us or leave a comment below regarding how we may best serve you.

Julia: Good Evening it’s Julia and Taras back for another round of first time home buying and being wise about the whole process. I am Julia at Promises Financial Coaching in Mansfield, Texas and this is my friend Taras who is a real estate agent licensed in the state of Arizona as well as a fellow financial coach. So, we get jammin about all the details and stuff – how are you doin tonight?

 

Taras: Hey Julia. I’m doin’ good out here in Phoenix, Arizona. How about yourself?
Julia: I’m doing well! It’s been a long day, but you know, it’s good! We were talking about how much fun it is to think about getting into the home buying process. It’s the American Dream. It’s so exciting to be nested into your own place. But it’s a big financial decision. We want people to be wise about how they approach this.  Continue Reading…

Summer Camp: How?

February 10, 2013 — 349 Comments

Teens-Earn-MoneyMost people fall pretty clearly into a pattern of saying “wow!” or “how?”. For young people, summer camp is a definite WOW! For most parents, summer camp is a “how are we going to do this?”

Young people are allowed extended time spent with their friends. They get to invest their time and energy on a common interest, on learning about a new field or going deeper in their skills. Parents, ministry leaders and chaperones afford them opportunity of practicing “being an adult” by going out to summer camp to harvest new information, cultivate new friendships and explore life experiences in a controlled on-their-own environment. Stretching their own independent wings as they prepare for the day they are legal and emotional adults soaring to new heights of responsibility and opportunity. Continue Reading…