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Early Voting

February 17, 2016 — 1,014 Comments

Early Voting is now underway here in North Texas. As we work to get our careers and personal finance going in better and better directions, taking part in the elections and primaries as a part of early voting is an excellent habit.

Why vote?

Early voting implies Continue Reading…

So the morning headline was “FREE CELL PHONE FOR STUDENTS” – sounds like a good deal, right? I thought so too until I started reading the fine print:

1 – You have to purchase a cell phone from this electronics store at full price. This isn’t a deal breaker for me, but it requires some up front cash.
2 – There is a small monthly charge to administer the account, and there is a dangerous overage charge for the data plan (unless you are a very light data user).
3 – You may want to consider before upgrading your student to a smartphone that requires a data package. Simplicity, like a cell phone that only talks and texts, can be a fine gift.

Consider carefully what kind of cell phone is truly a “gift” and what kinds might set a young person up to overspend.

Typically, in your household budget, fuel costs are your biggest fluctuating expenses. You use your car to get to work and meet family obligations. You use your mind and body to serve well at work and at home, so let’s fuel your physical as well as we fuel your vehicle.

This is part 4 of a 4 part series on using a slow cooker to create meals at very low cost and small time investment. Whether you are a family of 6 or a family of 1, the principles stay the same: cooking at home saves you money. Merry Christmas! You get two recipes for the “price” of one post: BBQ Pulled Pork and Salsa Chicken.

At this time of year, spiral cut ham and frozen turkeys are mainstays to holiday celebrations. Prime cuts of meat are also expected to sell well (prime rib, ribeye, pork loin, etc). Watch for when the meat manager at your favorite grocery store throws on sale Pork Shoulder (aka “Boston Butt” or “Picnic” cuts). This cut of meat has good fat marbling and is hard to overcook or dry out in your slow cooker.

Ridiculously Easy Pulled Pork

One Pork Shoulder
1 bottle BBQ sauce of choice (If you will be serving with onions and pickles, go for a Hickory or Honey Mustard variety. If you’re serving it straight up, go for whatever suits your fancy.)

Put in your slow cooker for 6 – 8 hours on low. Let cool for a few minutes, then shred with two forks or chop with a good sharp knife. It’s ready to serve when your sandwich buns are lightly toasted or your baked potatoes are begging for a topping of this good stuff.



Salsa Chicken

This works great with chicken breasts or chicken thighs – whatever your preference or what is on sale.

2 – 3 lbs. chicken
1 can reduced sodium Cream of Mushroom soup, plus milk as directed on can
Taco Seasoning (create your own mix or use a packet)

Put in your slow cooker for 6 hours on low, come home to a fabulous smelling home and serve this main dish with rice or pasta plus your favorite veggie side.



Whether you are an experienced cook, or you are just getting started, enjoy these recipes! When you have a success, call me and let’s celebrate your physical and financial health. – Julia, 817 999[2748]

Typically, in your household budget, fuel costs are your biggest fluctuating expenses. You use your car to get to work and meet family obligations. You use your mind and body to serve well at work and at home, let’s be sure to fuel our physical as well as we fuel our vehicle.

This is part 1 of a 4 part series on using a slow cooker to create quality meals at low cost, and minimal time investment. Whether you are a family of 6 or a family of 1, the principles stay the same: cooking at home saves you money.

Sausage and Lentil Soup Continue Reading…

NatashaRomanoff“My past may explain me, but it does not define me” could be Natasha’s motto for life. The Black Widow, aka Natasha Romanoff, weeps no tears over changing circumstances. Her capabilities and skill are highly sought out by Nick Fury and other interested parties because once she accepts an assignment, nothing will stop her from using any means necessary to accomplishing that mission. BHAG’s (Big Hairy Audacious Goals) are merely challenges that build up from past accomplishments, and are nothing of which to be afraid. Did you see her go undercover in Iron Man 2 and take down Happy?

While the Avengers respect Natasha’s talents, others may overlook her as she quietly works behind the scenes gathering information and putting facts together to predict what the enemy’s next moves. Loki underestimates her to his great detriment. She is a leader in her own right, able to cut to the bottom line and keep things uncomplicated.

While being unafraid of hard work is quite admirable, none of us should make our lives about our work. Our work should be one part of our lives. There will come a day when Natasha will no longer be able to carry out her present duties and we are left to wonder if she has a long-term ideal in her mind and heart. What will her purpose be then if not as a super spy?

If you had a BHAG mapped out for yourself, you can count all the hard work day-to-day towards that goal. How might your days feel if you knew that each day brought you closer to your “ideal day” that included important details in the areas of finance and career that support your home and family/friend relationships and give you emotional margin and intellectual challenges?

Will you be brave enough to put your greatest hopes to paper and get busy working towards them?

What’s on your playlist?

September 22, 2012 — 1,090 Comments
What means “GO” to you?

Everyone has something they do that is a signal to themselves that it is time to get down to work.

Is it a special chair?

Do you work in a dedicated space?

What sights and smells focus you on completing the project?

I’m a musician so my soundscape means a lot more to me than anything else. Words of encouragement or wisdom spoken around me winds me up to get to the project finalized – like high octane coffee.

Music ,that I enjoy, works on me like high octane coffee and sugar – I am amped! Ready to go at the project with everything I got.


Here’s the Quitter Conference Playlist:

The Temper Trap – Sweet Disposition

NeedToBreathe – Something Beautiful

Angels and Airwaves – The Adventure

The Chemical Brothers – Block Rockin’ Beats

PSY – Gangnam Style

Europe – The Final Countdown

I’d offer these for your consideration:

Israel and New Breed – Rejoice

Itzhak Perlman and Isaac Stern – Bach Double Violin Concerto in D Minor

Jesus Adrian Romero – Te Veo

Kirk Franklin – Brighter Day

David Crowder Band – How He Loves Us

Salvador – Aware

The Cranberries – Dream

And yes, on different days my list might include Metallica or Chicago or Beethoven or Monteverdi.
What do you listen to when you need to focus?
How do you make sure your environment is priming you to ship your greatest work out to your most fervent fans?

September 21-22, 2012

September 15, 2012 — 1,188 Comments

We’re gathering at Spirit Filled in Midlothian, TX (287 and Robinson St just southeast of downtown Midlo) next Friday evening from 6 – 8:30 p.m. and Saturday, 8a – 4:15p

If anyone has accused you of being a Sunday-evening-jerk, you need to come to this conference Simulcast. Jon has information to expand upon. You get a 68 page workbook of additional content. We’re getting lunch delivered on Saturday so that we can continue our good conversations and dream big dreams that recover the passion we lost along the way. Contact to reserve your seat today


Know Why

July 26, 2012 — 4,551 Comments

As you create a household budget (or cash flow plan), you are crafting a behavior plan for your money. Your internal beliefs about money will reveal themselves on the paper. Sometimes the clarity that comes from writing things down Continue Reading…


July 6, 2012 — 4,132 Comments

Recently I received an email offer from a favorite coffee shop of mine. They were offering me a coffee press for free! My  initial reaction was “YEAH!” – a gift.

But was it really a “yeah” moment? Feelings are all very nice. They are just not reliable for making good decisions. Continue Reading…