Have you ever wondered what a life spent chasing money looks like? Watch “Breaking Bad” and you will quickly get an idea of the damage you do to yourself and to others if you choose money above other more valuable items such as reputation, relationships and impact on others.
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Are you considering getting that special someone a cell phone or smart phone for Christmas? Refuse to pay retail. Consider this:
There are some people who are very quiet but mean so much to their friends around them. That’s our Agent Colson. He is quiet enough to some big personalities, that they think his first name is and always has been “Agent”. Others take the time to draw out these quiet characters and learn personal things about them – like Pepper knows that his first name is really Phil. Was it because of Phil’s kind persistence in Iron Man 1?
Spoiler Alert: If you have not watched the movie, and you do not want to know about the ending, please stop reading here.
If your curiousity gets the better of you, or you have watched the movie, click to read on… Continue Reading…
Both budgeting (cash flow planning) and sex are hard to talk about. What if you waded into the difficult conversation and found that a simple misunderstanding, based on bad assumptions, is the only thing limiting you and your spouse from a whole lot of fun together and over-the-moon results?
I feel grateful to live in a country that allows me the economic and social freedoms that I enjoy here in the United States of America. Any person who contributes to the strength of my country has my gratitude.
Freedom influences my behavior by immersing my decisions, minute by minute. It is only from talking with my friends living overseas that I get some perspective on how different life can be here in the States.
To keep this blog entry short, I will state directly, my most treasured freedom is the liberty to live my life according to my values. This liberty has been bought and paid for on my behalf and yours. The autonomy we enjoy here in the US is not free. It comes at great sacrifice, in the past, through the present and into the future.
Today, on September 11th, I have friends who serve in police departments, fire departments, military (current, former and future) as well as other first responder positions. I have the privilege of knowing them and getting glimpses into what the specific sacrifices are, and have been, for them and for the people they serve with. Some sacrifices are apparent in the grief we experience when we lose someone. Some sacrifices are external, and just as often, the sacrifices are internal and managed.
My friends, and I have to assume yours as well, have given up much so that we have an opportunity to live according to our own choices, which includes being free of the chains of debt. It was a hard realization for me almost 5 years ago how much debt had stolen, and was continuing to steal from me. I remember the painful awareness when I saw how carrying debt did not align with my valuation of freedom.
The strain of living strapped down to debt payments finally became enough for me to fight my way free in January of 2007.
It took me time (longer than I wanted!) to move from this heart realization all the way to being free of consumer debt. It will still take me time to pay off my home mortgage but in my mind, the battle is already won. Now it’s just a matter of applying strategy and perseverance.
The point is, I’m committed to doing living debt free. The point is I may want faster progress paying off my mortgage, but I have made huge progress with the help of my friends. The point is I can honor and respect the sacrifices of my friends, and the friends I haven’t met yet, by maintaining my financial freedom. They continue to do their part by committing to fight for our country’s freedom.
To do less than our best work, each of us, is to disrespect the gifts we’ve been given. What motivates you to work towards your debt freedom or to maintain that status? Will you focus and say “no matter what, I will get and stay debt free”? How much could you give to an organization like The Wounded Warrior Project if you weren’t wrapped up in the vice-grip of debt payments?
I hope you will take the time to stop and consider what freedoms you most enjoy. I hope you will find many, many reasons to feel ridiculously grateful.
May you also find that you live your life, day to day, in a way that reflects the high esteem in which you hold those freedoms.