Archives For cash flow plan

Command or Cop-out

July 24, 2014 — 2,986 Comments

If you are in command of your financial situation, you have a written plan, with goals broken down into objectives and timelines, and you communicate your plan to your loved ones. Continue Reading…

Lunch Money

April 7, 2014 — 3,047 Comments

 

LunchMoney

We have talked about helping little ones learn about money (links below). What about helping your upper elementary and junior high age child think about his/her lunch money habits? Whether the money is pre-loaded to your child’s account, or your child packs a lunch every day, or your child takes cash every day, his/her lunch money habits are a great learning opportunity and practice lab for future money management habits. Considering that groceries for your family and fuel for your vehicle are the two largest variable amounts in your household’s budget, helping your child see the cost and value of lunch money has the potential to be extremely
helpful to your child’s success with money as an adult. Continue Reading…

Money and Food

January 14, 2014 — 2,497 Comments

What do money and food have to do with each other?

Money and food are fuel. Money and food are served and consumed by us daily. Money and food can be used to build peace, health and capability. Money and food can be ignored allowing chaos, fear and illness. Be intentional.

Take a look at what a few dollars now does to your retirement projections

 

 

Free Cell Phone – really?

December 19, 2013 — 160 Comments

So the morning headline was “FREE CELL PHONE FOR STUDENTS” – sounds like a good deal, right? I thought so too until I started reading the fine print:

1 – You have to purchase a cell phone from this electronics store at full price. This isn’t a deal breaker for me, but it requires some up front cash.
2 – There is a small monthly charge to administer the account, and there is a dangerous overage charge for the data plan (unless you are a very light data user).
3 – You may want to consider before upgrading your student to a smartphone that requires a data package. Simplicity, like a cell phone that only talks and texts, can be a fine gift.

Consider carefully what kind of cell phone is truly a “gift” and what kinds might set a young person up to overspend.

Are you considering getting that special someone a cell phone or smart phone for Christmas? Refuse to pay retail. Consider this:

Typically, in your household budget, fuel costs are your biggest fluctuating expenses. You use your car to get to work and meet family obligations. You use your mind and body to serve well at work and at home, so let’s fuel your physical as well as we fuel your vehicle.

This is part 4 of a 4 part series on using a slow cooker to create meals at very low cost and small time investment. Whether you are a family of 6 or a family of 1, the principles stay the same: cooking at home saves you money. Merry Christmas! You get two recipes for the “price” of one post: BBQ Pulled Pork and Salsa Chicken.

At this time of year, spiral cut ham and frozen turkeys are mainstays to holiday celebrations. Prime cuts of meat are also expected to sell well (prime rib, ribeye, pork loin, etc). Watch for when the meat manager at your favorite grocery store throws on sale Pork Shoulder (aka “Boston Butt” or “Picnic” cuts). This cut of meat has good fat marbling and is hard to overcook or dry out in your slow cooker.

Ridiculously Easy Pulled Pork

One Pork Shoulder
1 bottle BBQ sauce of choice (If you will be serving with onions and pickles, go for a Hickory or Honey Mustard variety. If you’re serving it straight up, go for whatever suits your fancy.)

Put in your slow cooker for 6 – 8 hours on low. Let cool for a few minutes, then shred with two forks or chop with a good sharp knife. It’s ready to serve when your sandwich buns are lightly toasted or your baked potatoes are begging for a topping of this good stuff.

Variations:

http://allrecipes.com/video/670/slow-cooker-pulled-pork/

http://www.foodnetwork.com/recipes/food-network-kitchens/slow-cooker-pulled-pork-sandwiches-recipe/index.html

 

Salsa Chicken

This works great with chicken breasts or chicken thighs – whatever your preference or what is on sale.

2 – 3 lbs. chicken
1 can reduced sodium Cream of Mushroom soup, plus milk as directed on can
Taco Seasoning (create your own mix or use a packet)

Put in your slow cooker for 6 hours on low, come home to a fabulous smelling home and serve this main dish with rice or pasta plus your favorite veggie side.

Variations:

http://www.skinnytaste.com/2013/10/embarrassingly-easy-crock-pot-salsa.html

http://recipes.sparkpeople.com/recipe-detail.asp?recipe=871817

 

Whether you are an experienced cook, or you are just getting started, enjoy these recipes! When you have a success, call me and let’s celebrate your physical and financial health. – Julia, 817 999[2748]

Typically, in your household budget, fuel costs are your biggest fluctuating expenses. You use your car to get to work and meet family obligations. You use your mind and body to serve well at work and at home, so let’s fuel your physical as well as we fuel your vehicle.

This is part 2 of a 4 part series on using a slow cooker to create meals at very low cost and small time investment. Whether you are a family of 6 or a family of 1, the principles stay the same: cooking at home saves you money. Read on for a Bourne Legacy type Black Bean Soup recipe with time/date stamps and everything.  Continue Reading…

Typically, in your household budget, fuel costs are your biggest fluctuating expenses. You use your car to get to work and meet family obligations. You use your mind and body to serve well at work and at home, let’s be sure to fuel our physical as well as we fuel our vehicle.

This is part 1 of a 4 part series on using a slow cooker to create quality meals at low cost, and minimal time investment. Whether you are a family of 6 or a family of 1, the principles stay the same: cooking at home saves you money.

Sausage and Lentil Soup Continue Reading…

iron-man-pepper-pottsTony Stark has a heart condition (Iron Man 1).  Through his brilliance and willingness to be creative cause him to design an implanted power source and build a suit around it – that doesn’t poison him (Iron Man 2).

Because Tony is an entrepreneur through and through, his risk-meter is broken: he sees the opportunity and gets drawn into the “wow” of a situation with little attention paid to the potential drawbacks or day to day implementation of the ideas. He acknowledges this aspect of himself to Captain America in the Avengers. Captain America asks Tony (as Iron Man) “Are you nuts?” as he leaves to fix the engine on the Avengers’ flying fortress. Tony responds “the jury’s out” and sets about jump starting the engine with Captain’s help.

Tony is wise enough to professionally pair up with Pepper Potts. Pepper is an amazing administrator and brilliant in her own way of managing details. She is fully invested in the “how” of an idea (or potential idea). She doesn’t doubt Tony, in fact, we see her provide incentive for him to work hard as she talks with Agent Colson.

With a couple like Tony and Pepper, communication and accountability are the highest priorities in the coaching process. Big dreams (Tony) need big blueprints (Pepper). Passionate people working together, on a basis of trust flowing in between them, may have moments of heated fellowship but not full-on-MMA type fights about money and it’s spending. Financial Coaching for this couple would produce clarity, an invigorating peace, and a more brilliant platform for them both to showcase their strengths.