Get in the ring to battle the true enemy.

The last few days have been filled with difficult questions, happenings and reactions. How will you respond?

My friends fall on both sides of the debate and yours may too. I kind of wish I could step away from the problem and let them battle it out, safely. Proximity does not give me that luxury. Further, I want to know that my friends can live out their most important purposes in life without fear for their lives. Circumstances allow no guarantees, for anyone. I know how I want to respond, but turning away not possible.

How will YOU respond?

The latest news happens on top of all the Continue Reading…

Celebrating success. Coffee and chocolate and caramel? Oh My!

Celebrating success. Coffee and chocolate and caramel? Oh My!

Working hard and then celebrating YOUR success

Celebrating success is a vital and delicious part of your changing your daily thoughts and behaviors in the context of your personal money management. Celebrating success can be accomplishing huge goals, then following through with huge rewards to yourself and loved ones – like a trip to a beautiful island getaway as a family or getting that “toy” you have wanted for so long. Celebrating success is more often a smaller gesture – calling a loved one to share how you avoided a frivolous impulse purchase or successfully negotiating a conflict point. Continue Reading…

Early Voting

February 17, 2016 — Leave a comment

Early Voting is now underway here in North Texas. As we work to get our careers and personal finance going in better and better directions, taking part in the elections and primaries as a part of early voting is an excellent habit.

Why vote?

Early voting implies Continue Reading…

School as an Adult

December 2, 2015 — Leave a comment

SchoolAdult_FinancialWellnessShow021

 

Are you considering going back for a degree, certificate, training or some other form of formal program of school as an adult? So was Coach Julia in the fall of 2013. Continue Reading…

MBA Journey

November 23, 2015 — Leave a comment

It’s been a while since I updated this blog as I complete my MBA. I would love to hear from you this Thanksgiving week about how YOU celebrate big goals (see below).

FinishLinesTo my frequent readers, my apologies that I prioritized client meetings and graduate school work (the whole MBA journey) ahead of updating this blog.

To my financial coaching and career coaching clients in this past 18 months, WOW! You are amazing and willing to do what it takes to put your households ahead of “average” here in the States. It has been my honor and privilege to walk alongside you as you hone and launch your income and outgo progress.

I absolutely adored getting my Master’s of Business Administration (MBA) from Tarleton State University. There were so many fine people who contributed to the richness of my MBA experience. You will hear more about that in the days to come here on this blog. Today’s post is about crossing a finish line. Accomplishing a milestone.

How am I celebrating this MBA milestone you ask?

I am celebrating in a variety of ways, all paid for in cash of course. One of the more frivolous ways I am celebrating is by watching the James Bond movies from 1962 forward to the latest, Spectre, in order to make my own decision about who played the best Bond. I have used WorldCat (an MBA treasure) to find most all of the DVDs at one or more local DFW library. The remaining two movies that exceed a “regular” commute, I will rent thru an online video streaming service.

Celebration Budget for this MBA Completion will be as follows:

Fuel for the vehicle to go pick up reserved movies*                $5.00
Rental fees with applicable taxes for online video streaming   $6.50
Use of already paid for home internet                                    Free
Cleaning out graduate school files as I watch the movies        Free
Gourmet popcorn for the home Bond Marathon                     $5.00

Being able to debate “Who plays the best Bond? Connery vs. Lazenby vs. Moore vs. Dalton vs. Brosnan vs. Craig” with my friends who love movies even more than I? Priceless

Grand total: Less than a $20 bill. The remaining money will be spent watching Spectre at a local bargain movie theater during a matinee showing.

So, lots of fun and interaction with friends planned for a minimum of cash outlay (spending). How are YOU celebrating the milestones in your life?

I know you have great ideas. Email your best ideas to julia@promisesfc.com or give a shout out on our Facebook page or Twitter feed and I will send you my 10 favorite “Milestone Celebration” ideas in a free report as we set of for financial success in the 2016 calendar year.

 

*The library lending limits will allow me to do one “pick up” round and one “drop off” round as I loop DFW and other North Texas counties between appointments.

Command or Cop-out

July 24, 2014 — 500 Comments

If you are in command of your financial situation, you have a written plan, with goals broken down into objectives and timelines, and you communicate your plan to your loved ones. Continue Reading…

Colors

July 3, 2014 — 460 Comments

USflagThe colors of the US flag never fail to inspire. Were you aware that the colors stand for character qualities? Every time you see the colors fly consider: Continue Reading…

Breaking Bad

June 26, 2014 — 445 Comments

Have you ever wondered what a life spent chasing money looks like? Watch “Breaking Bad” and you will quickly get an idea of the damage you do to yourself and to others if you choose money above other more valuable items such as reputation, relationships and impact on others.

Continue Reading…

Lunch Money

April 7, 2014 — 502 Comments

 

LunchMoney

We have talked about helping little ones learn about money (links below). What about helping your upper elementary and junior high age child think about his/her lunch money habits? Whether the money is pre-loaded to your child’s account, or your child packs a lunch every day, or your child takes cash every day, his/her lunch money habits are a great learning opportunity and practice lab for future money management habits. Considering that groceries for your family and fuel for your vehicle are the two largest variable amounts in your household’s budget, helping your child see the cost and value of lunch money has the potential to be extremely
helpful to your child’s success with money as an adult. Continue Reading…

Bankruptcy Basics

March 17, 2014 — 528 Comments
Frequently when a person contacts Coach Julia about Financial Coaching, bankruptcy is mentioned. Do you know the Bankruptcy Basics?
Listen in on this very quick overview of what filing Bankruptcy will get you, and what it will not. Better tools build better buildings. Contact Coach Julia today to get your free initial consultation scheduled.